How to Remove a Credit Card from Apple Pay

Apple Pay launched last week to much fanfare, but if it isn’t quite your cup of tea, here’s how to remove a credit card from Apple Pay on your iPhone 6.

Apple Pay allows you to store your credit card information on your iPhone and use it to buy stuff at any store that supports Apple Pay. The iPhone 6 has an NFC chip that allows you to tap the pay terminal at a store to instantly buy goods. Furthermore, doing this doesn’t give the store your credit card information, so you’re less susceptible to store hacks that steal credit card information, similar to the recent Home Depot and Target hacks.


Apple Pay also works with mobile shopping apps, allowing you to pay with a single touch of the Touch ID fingerprint sensor in shopping apps that support the feature.

However, the new payment platform isn’t accepted everywhere, and many banks aren’t yet supported, making Apple Pay useless for some users.

Plus, the new payment system has already seen its fair share of problems thus far. Some users have been getting double-charged when using Apple Pay at stores, with one user claiming he was charged twice while shopping at Whole Foods using his Bank of America debit card through Apple Pay. Bank of America notes that this particular problem is on their end and have been working on a fix.


Apple Pay


Furthermore, some stores aren’t even training their employees properly on how to accept Apple Pay. One Reddit user said he went to Subway and the cashier had no idea how to get an Apple Pay transaction going, saying that the cashier couldn’t figure out how to use it, and “then a QR code appeared on the terminal, but there was no option on my phone to scan it.”

Another thing that has users scratching their heads is how returns are handled if you paid for the product using Apple Pay. One user says that returning an item at CVS required swiping the credit card that the item was purchased with, but since you can’t exactly do that with Apple Pay, this forced the cashier to essentially override the system in order to return the money.

So, if you added a credit card to your Apple Pay account, but aren’t really seeing the merits of it, here’s how to remove credit cards from Apple Pay and continue on with your life.

Removing a Card from Apple Pay

Luckily for you, it’s actually really easy to remove a credit or debit card from Apple Pay, and it’s actually quicker than adding a card, seeing as how many services don’t want you to leave, thus making it more difficult to cancel a service.


There are two ways to remove a credit or debit card from your Apple Pay account:

  1. Open up the Settings app.
  2. Tap on Passbook & Apple Pay.
  3. Tap on the credit or debit card that you want to remove.
  4. Scroll down toward the bottom and tap on Remove Card.
  5. Tap on Remove when the confirmation pop-up appears.

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The second way to remove a card involves going into Apple Pay, but it’s just as easy:

  1. Open up the Passbook app.
  2. Tap on the credit or debit card that you want to remove.
  3. Tap on the small circular “i” icon in the bottom-right corner of the screen.
  4. Scroll down toward the bottom and tap on Remove Card.
  5. Tap on Remove when the confirmation pop-up appears.

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That’s all there is to it! Just repeat these steps if you have multiple cards that you want to remove.


We certainly can’t blame those who find no use out of Apple Pay, especially if Apple Pay isn’t accepted at the stores that users visit the most. And with all of these bugs and other issues that Apple Pay has run into lately, we’re not surprised that some iOS users want to hold off for a little bit before the system is in good condition.

On the other hand, if you want to know how to set up Apple Pay, we also have a handy guide just for that.