Should I buy AppleCare+ or insurance from Verizon, AT&T or other iPhone 6s warranty and insurance options. Here is a comparison of the best iPhone 6s warranty and insurance options, how they compare and what they cover.
We’ll take a look at AppleCare+, the out of warranty iPhone 6s replacement costs, carrier insurance, third-party iPhone 6s warranty options and insurance plans. We’ll also explain the difference between iPhone 6s warranty and insurance options.
You can protect your iPhone 6s with a great case, the perfect screen protector and carry your phone with the tightest grip, but there are still times when you will drop the iPhone onto a rough surface.
One reason you may not need an iPhone 6s warranty that covers accidental is the better water resistance built-in to the iPhone 6s.
If you need to by a new iPhone 6s after yours breaks you’re looking at a potential out of pocket cost of $649 and up if it is lost or a repair bill of $299 to $329 without a warranty.
Most of the iPhone warranty options have an up front cost of $99 to $129 with a deductible of $75 to $99, or a monthly cost of around $9-10 a month with a deductible of roughly $200 for iPhone 6s insurance.
How to Check iPhone Warranty Status
You can check to see what your iPhone warranty coverage currently is using the Apple Service and Support tool.
You need to find your iPhone serial number and enter it on the Apple website where you will see what options you have for phone, chat and in person support as well as coverage from broken hardware or accidental damage.
To find your iPhone serial number you can plug into iTunes and it will show up on the info screen about your iPhone or you can go to Settings -> General -> About -> Serial Number. Tap and hold briefly to bring up a Copy option so you can text it to yourself or enter it on the support page using your iPhone.
iPhone 6s Warranty vs iPhone 6s Insurance
There is one major difference between iPhone 6s warranty options and iPhone 6s insurance options.
The biggest difference is that insurance plans typically cover lost and stolen iPhones, while a warranty only covers problems with your phone.
With the iPhone 6s warranty options listed here you get free replacements for hardware failures, but if you need a replacement for an accidental break you’ll need to pay a fee.
iPhone 6s insurance plans typically cost more than warranty plans because it includes instances where the phone is missing because it was stolen or lost.
Do I Need Insurance or a Warranty?
While you will need to analyze what happens with your iPhone, and think about what you need, most users only need an iPhone 6s warranty.
If you think over the next year or two you will drop your iPhone 6s into water, onto concrete or run it over with your car — but that you will be able to bring part of it to a company for replacement, you should look into a warranty.
For users who worry about dropping the iPhone 6s into a lake and not getting it back or theft, insurance is the obvious choice — even with the higher price.
iPhone 6s Warranty and Insurance Options
These are the best iPhone 6s warranty options we’ve found after years of owning the iPhone and exploring the options to get a new iPhone after running into problems with accidental damage, loss or theft.
|iPhone 6s Insurance & Warranty||2 Year Price||Deductible/Replacement||# of Claims||Accidental?||Loss/Theft|
|SquareTrade||$99-129||$75||up 4 claims||Yes||No|
|Credit Card||$0||$0||1 per purchase||No||No|
|AT&T or Verizon||$167-$264||Up to $199||2 per 12 months||Yes||Yes|
|Out of Warranty||$0||Up to $329||No limit||Yes||No|
AppleCare+ – $129
One of the most purchased iPhone 6s warranty options is AppleCare+. With this warranty service you can walk into an Apple Store with a broken iPhone and walk out with a new one on the same day or you can get a replacement mailed to you fast.
AppleCare+ includes two years of warranty coverage for defects, two accidental damage replacements and two years of phone support. The accidental replacements are $99 each, but the phone support and the warranty options are included in the up front price.
AppleCare+ is available direct from Apple when you buy your iPhone or you can buy it within 60 days of purchasing your iPhone on the phone or in an Apple Store.
SquareTrade – $99 to $129
If you want to pass on AppleCare+, SquareTrade is one of the best alternatives you can find. You can buy this for $99 for two years or $129 for three years.
With SquareTrade you can send your iPhone back to SquareTrade for repair or you can take it to an Apple Store or certified repair shop, pay for the repair and get reimbursed by SquareTrade so that you don’t have to go without a phone.
The deductible is $75 for an accidental damage claim. You must add this within 30 days of buying an iPhone.
Credit Card Protection
If you purchase your iPhone 6s with a credit card you may already have some protection. Check out your MasterCard and American Express coverage options by calling the number on the back of your credit card to see if you are covered.
These options typically cover broken buttons or a failing battery, but not accidental damage, loss or theft.
AT&T and Verizon iPhone Insurance
When you buy your iPhone 6s or iPhone 6s Plus at a carrier you will get the sales pitch to buy iPhone 6s insurance from Verizon, Sprint, AT&T or T-Mobile.
This is the only option on our list that includes loss or theft. If you think you will lose your phone or someone may steal it, you should seriously consider these options.
- T-Mobile – Included with Jump! $175 deductible
- AT&T – 6.99 a month to $9.99 a month – $199 deductible with 25-50% discount over time.
- Sprint – $11 to $13 a month – $200 deductible
- Verizon – $7.15 to $11 a month – $199 deductible
You can only add these within a small period of time, sometimes at the point of purchase or sometimes within a short return window.
Out of Warranty Replacement Costs
If you choose to skip the iPhone 6s warranty or iPhone 6s insurance options, here is what you will pay Apple to fix your iPhone 6s or iPhone 6s Plus.
- iPhone 6s Screen Damage – $129
- iPhone 6s Plus Screen Damage – $149
- iPhone 6s or iPhone 6s Plus Batter Replacement – $79
- iPhone 6s Out of Warranty Replacement – $299
- iPhone 6s Plus Out of Warranty Replacement – $329
With this route you pay out of pocket if something happens, but you can at least plan and know that taking your iPhone to Apple will at the most cost $329 to get a full device replacement or a complete fix.
Best iPhone 6s Protection
If you only need protection from accidental damage, AppleCare+ and SquareTrade are both great options to look at. For users who worry about losing the iPhone 6s off the side of a boat, in a restaurant or from theft, carrier insurance is the way to go.
The credit card coverage is handy, but it only covers certain items, so make sure you follow all the rules if you plan to use it. It’s more of a bonus than anything else.
If you want to avoid buying protection, plan for the iPhone 6s out of warranty replacement costs and repairs listed above.
We’ve trimmed this list down over the last two years to only list the best iPhone 6s warranty and iPhone 6s insurance options available.
Speck CandyShell Clear iPhone 6s Case
The Speck CandyShell Clear is the first clear iPhone 6s case from Speck, and the first clear case from the company overall. This form-fitting, minimalist iPhone 6s case delivers a decent amount of protection with a military drop test 810G rating.
Speck assures us that the clear case will not yellow with use like many cheap clear case options. The clear finish is perfect for showing off your iPhone 6s color choice while protecting it.
Buttons move perfectly and are easy to find by touch and there is a raised front bezel to keep the iPhone 6s display off hard surfaces.
$34.95 at Speck