Verizon vs Straight Talk Comparison

Is Straight Talk good enough to quit Verizon? Can Straight Talk really offer the same service at half the cost of a Verizon plan? After using both services, we share this Verizon vs Straight Talk comparison to help you decide which carrier to use with coverage, pricing and other important details, as well as who shouldn’t use Straight Talk to replace Verizon.


The biggest reason we see people look to Straight Talk instead of Verizon is the cost of service, but there are similar plans and there are definitely benefits to choosing Verizon over Straight Talk for some customers.

In this Verizon vs Straight Talk comparison we will look at how these two companies compare for a single user and or a family with two or more users or a user with multiple devices like an iPhone and an iPad with LTE.

Verizon vs Straight Talk

Straight Talk boasts a $45 a month plan with unlimited data, but it does slow data down significantly after a 3GB threshold is crossed each month. Verizon also offers a $45 a month plan, but with only 1GB of data. On both of these plans you need to buy your own phone, but on Verizon you need to pay for the phone with a monthly payment through Verizon Edge to get the $45 price.


Verizon vs Straight Talk: What you need to know

Verizon vs Straight Talk: What you need to know


If paying for a phone off contract is too expensive, you can bring your own phone from many carriers to Straight Talk and a used Verizon phone to Verizon. Both companies also offer payment plans for phones with $0 down and multiple payment lengths and fees, but there is a huge catch to the payment plans that Straight Talk offers.

Read the rest of our Verizon vs Straight Talk comparison to find out which carrier is best for you and what you need to know about each option before signing up.

Verizon vs Straight Talk Coverage

Verizon coverage and Straight Talk coverage are identical for some phones, because if you bring a Verizon phone to Straight Talk it will connect to Verizon towers. Where this does differ is if you bring a AT&T, T-Mobile or other phone to Straight Talk, because it will then use those towers instead of Verizon.

The coverage is very similar.

The coverage is very similar on Verizon and Straight Talk.

If you are buying the Straight Talk phone in a store, you should be able to tell by the color of the coverage map. A red map is Verizon and a blue map is AT&T. Keep in mind that this may change as packaging changes. Right now the best way to know for sure that you are on a Verizon network while using Straight Talk is to bring your own Verizon phone to the carrier.


Verizon vs Straight Talk Speeds

Verizon and Straight Talk both offer 4G LTE speeds that allow you to connect at the fastest current levels, but once you go over 3GB of data on Straight Talk the “unlimited” plan slows your speed to a paltry 64kbps that Straight Talk warns may, “impact the functionality of some data applications, such as streaming audio or video or web browsing.”

While you are in an area of good coverage with 4G LTE, you can expect to see speeds similar to the comparison above that covers the biggest carriers in the country. Straight Talk uses a variety of carriers for coverage.

Verizon vs Straight Talk Price & Plans

The biggest reason many users want to switch from Verizon to Straight Talk is to save money, but not every one saves with a prepaid plan from Straight Talk. If you are a single user with one device, Straight Talk is a good deal offering triple the data that Verizon offers and without the need to use a smartphone payment plan to get that deal. if you are a family or a user with multiple devices you should look closer to make sure that you are getting the best deal.

If you pre-pay for an entire year of Straight Talk service you save $45 over 12-months. This is a nice deal and while there is no contract it does lock you into Straight Talk without a major decrease in cost.


Verizon vs Straight Talk Plans & Prices

Carrier/PlanPriceUnlimited Voice & Text +Annual Cost w/o Phone
Straight Talk Unlimited 30 Day$45.003GB High Speed Unlimited Slower$540.00
Straight Talk Unlimited 3 Month$130.003GB High Speed Unlimited Slower$520.00
Straight Talk Unlimited 6 Month$255.003GB High Speed Unlimited Slower$510.00
Straight Talk Unlimited 1 Year$495.003GB High Speed Unlimited Slower$495.00
Verizon Single Line with Edge$45.001GB High Speed Data$540.00
Verizon Single Line with Edge$60.002GB High Speed Data
Verizon More Everything 1 Line No Edge$90.002GB High Speed Data, Hotspot$1,080.00
Verizon More Everything 2 Line No Edge$140.003GB High Speed Data, Hotspot$1,680.00
Verizon More Everything 2 Line with Edge$110.003GB High Speed Data, Hotspot$1,320.00
Straight Talk Unlimited 30 Day for Family of 2$90.003GB High Speed Unlimited Slower Each$1,080.00
Verizon More Everything 4 Line No Edge$240.0010GB High Speed Data, Hotspot$2,880.00
Verizon More Everything 4 Line with Edge$140.0010GB High Speed Data, Hotspot$1,680.00
Straight Talk Unlimited 30 Day for Family of 4$180.003GB High Speed Unlimited Slower Each$2,160.00
Comparing Straight Talk and Verizon plans and prices. These do not include the cost of a phone. As of January 2015.

Two important things to take away from the comparison above are the features that you don’t get with some plans and the savings for users that happen when you end up with a family of four.

On Straight Talk and the single line Verizon Wireless plans there is no personal hotspot, so you cannot use the phone to connect a computer or a tablet to the Internet. This is included in the cost of the More Everything plans, which also include Verizon NFL Mobile at no added fee.

Read: Verizon Edge vs Verizon 2 Year Contract

Straight Talk is still a good deal with two people in a family, but once you get up to four users the savings tip back in the favor of the Verizon More Everything plan.


Straight Talk doesn’t offer an overage option to get more than 3GB of high-speed data. On the single line plans from Verizon the overage is $15 for 500MB at the 1GB level and $15 for 1GB at the 2GB level. With the More Everything plans the overage is $15 for 1GB of overage. Users can also upgrade to more or less data at any time on the More Everything plans.

Verizon vs Straight Talk Phones

Gone are the days of giving up a good phone if you want to use a pre-paid service like Straight Talk. Verizon and Straight Talk both offer some of the best smartphones you can buy from the iPhone 6 to the Galaxy S5 and more. You won’t see new devices like the rumored Galaxy S6 or iPhone 6s on Straight Talk as fast as on Verizon, but you can typically buy off contract or unlocked and bring to Straight Talk using the option where you just buy a SIM card for $9.99. If you want the Straight Talk iPhone 6, you’ll need to go to Walmart as it is not listed on the Straight Talk website at this time.

Here is a listing of some of the phones you can get on both carriers. If you want more storage on the iPhone and other phones, you will need to go with Verizon or bring your own phone

  • iPhone 6
  • iPhone 6 Plus
  • iPhone 5s
  • iPhone 5c
  • iPhone 4s
  • Samsung Galaxy S4

You will not find the Samsung Galaxy Note 4, Galaxy S5, HTC One M8 or LG G3 on the Straight Talk website, but you can still buy them used and use them on Straight Talk.

There are good phones on both carriers, but Verizon gets new phones faster.

There are good phones on both carriers, but Verizon gets new phones faster.

Verizon Edge is a payment plan for phones that breaks the price up into monthly payments with no interest or added fees. If you go this route, you save $15 on your plan, which is included in the plan section mentioned earlier in this comparison. With a payment plan like this you pay the retail price of the phone split across 24 months.

Straight Talk offers a lease option that includes newer devices like the iPhone 6, iPhone 6 Plus, LG G3 Galaxy S5 and others, but you end up paying significantly more than the price of the phone. You can check this option out, but total price paid for the LG G3 after 12 months on this plan is $1,122 and $1683 for the iPhone 6. These prices are obscenely high for what you get and include monthly payments of $99 or higher, wrecking any Straight Talk savings.

Verizon vs Straight Talk Customer Service

Customer Service is a huge part of your experience with a carrier and it is an area where Verizon is hands down the winner in this comparison.

Verizon customer support is better than Straight Talk.

Verizon customer support is better than Straight Talk.

When I have a problem with Verizon I can reach out for support on Twitter, call a customer service agent who understands the problem even if it doesn’t fit a script or walk into a local store for help. When I go to a store they will even explain how things work on a new phone, without asking me to pay for help.

When I ran into problems with Straight Talk I ended up speaking to someone in a call center who I had trouble understanding, who couldn’t help with an issue outside o the basic script and kept asking me about Tracfone instead of Straight Talk. My cousin went months without data after his Straight Talk settings were messed up and support could not help him before we discovered the right settings on an online forum. In short, be prepared for longer time for help and more DIY than if you use Verizon.

Which is Best for You?

The Verizon vs Straight Talk comparison is about much more than just price and coverage, but it is a good place to start. For single users, Straight Talk offers an affordable option without a contract or a payment plan for the phone with the same Verizon coverage in many cases. There are still savings to be had with two lines, but once you approach a family of four, Verizon’s More Everything plan is a better option and includes more features.

Verizon offers a wider selection of great phones, and the Verizon Edge plan is worth considering for many users. The Straight Talk Smart Pay Plan is not worth using if your goal is to save money.

In our experience Verizon is a clear winner when it comes to support and customer service as well. With all of these factors in mind, you can figure out if you should go with Verizon or Straight Talk. On Verizon, you can also add a iPad or other tablet for $10 a month with a More Everything plan. Straight Talk does not support this.