Will You Deposit Your Check by Cell Phone?

usaaUSAA Bank is updating its iPhone app so that customers will be able to deposit a check via their phone. The deal is you take a picture of both sides of the check and it goes into their deposit system. The New York   Times has an article explaining USAA’s move to this and if the technology works as advertised, I’m sure it could be a nice time saver for many.

With many banks having developing and having apps for their customers to access their accounts is this the wave of the future? Will we all have to become good photographers with cell phone camera to make a deposit? I’m sure there will be other options, but color me skeptical. I’ve never been one to make a deposit using an ATM so I doubt I’ll go this route either.

How about you? Is this something you could see yourself using?