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Where iPhone Users Can Use Apple Pay



Apple Pay was launched earlier this week alongside the release of iOS 8.1, allowing users to buy goods with their iPhones at a number of stores, but where exactly can iPhone users take advantage of Apple’s new digital payment platform?

Apple Pay is essentially the company’s own digital wallet service to take on the growing market of digital payment systems that have already been released by companies like Google.

Apple Pay allows you to store your credit card information on your iPhone and use it to buy stuff at any store that supports Apple Pay. The iPhone 6 has an NFC chip that allows you to tap the pay terminal at a store to instantly buy goods. Furthermore, doing this doesn’t give the store your credit card information, so you’re less susceptible to store hacks that steal credit card information, similar to the recent Home Depot and Target hacks from a while back.

Furthermore, your iPhone can be disabled to make payments if your device ever gets lost or stolen, that way your credit card information itself can’t be stolen — much more effective than having to call the credit card companies to cancel a card if it ever gets lost or stolen.

Apple Pay also works with mobile shopping apps, allowing you to pay with a single touch of the Touch ID fingerprint sensor in shopping apps that support the feature.

Here are the banks and the stores that support Apple Pay right now.

Banks That Support Apple Pay

Currently, six major banks support Apple Pay, and they include American Express, Bank of America, Capital One, Chase, Citi and Wells Fargo.


Apple says that more major banks will be coming soon, though, including Barclaycard, Navy Federal, PNC, USAA and US Bank, hopefully within the next month. Furthermore, Apple also announced during its iPad event last week that over 500 other smaller banks would launch support for Apple Pay in the near future.

If you’re currently a member of any of these banks, you’ll be able to add your credit or debit card from these banks quickly and easily. If not, you’ll have to wait a bit longer before you can use Apple Pay.

Stores That Support Apple Pay

Apple says that 220,000 store locations accept Apple Pay as a payment method, and that number is continuing to grow and has been over the past couple of days since Apple initially provided a launch date for Apple Pay.

Select Apple Pay Launch Partners

Select Apple Pay Launch Partners

The company already lists a handful of national chains that support Apple Pay on its website, including McDonald’s, Panera Bread, Staples, Walgreens, Subway, Whole Foods, Macy’s, Bloomingdales, and the Disney Store. Babies R Us, Duane Reade, Sephora, Petco, Toys R Us, and Unleashed finish out the list that Apple has on its website.

However, a lot more stores have launched support for Apple Pay since then, including Starbucks, Target, StubHub, Office Depot, Radio Shack, and a handful of clothing stores like Aeropostale, American Eagle, and Anthropologie.

Apps That Support Apple Pay

As for apps that accept one-touch payment with Apple Pay, there are plenty that are already on board with it. Some notable shopping apps include Groupon, Panera Bread, OpenTable, Starbucks, Sephora, Target, and even Uber.

The MLB is another entity that supports Apple Pay. In fact, AT&T Park and Kauffman Stadium (home of the San Francisco Giants and the Kansas City Royals, respectively) are the first two sports stadiums to accept Apple Pay at concessions.


This isn’t too surprising, though, considering that the MLB has had a close relationship with Apple, as the league worked closely with the Cupertino-based company to launch iBeacon in MLB stadiums across the country earlier this year.

Of course, it’s important to note that while the list of stores and apps is still rather short at this point, it will continue to grow, but there has already been considerable opposition from big chains, including Best Buy and Walmart, both of which have stated that they will not support Apple Pay.

Apple Pay works with the iPhone 6 and iPhone 6 Plus using the NFC chip for in-store payments, and the iPad Air 2 and iPad mini 3 include in-app Apple Pay support. The payment platform will work with older devices like the iPhone 5s, iPhone 5c and iPhone 5, but only with help from the Apple Watch when it launches next year. Otherwise, older iOS device owners are out of luck.

If you haven’t set up Apple Pay yet, here’s a guide on how to do it.



  1. boo poo

    10/22/2014 at 9:52 pm

    updated to ios 8.1 on my iphone 5c and now i cant connect to facebook via safari

  2. Simon Schabel

    10/23/2014 at 4:49 pm

    There is one big hint missing in this great list: If you want to grab a new iPad Air 2 or iPad Mini 3 on Friday have a look at to find a store around you which has this iDevice in stock right now!

  3. Bob Childress

    10/28/2014 at 1:44 pm

    At Home (formerly GardenRidge) register terminal worked with Apple Pay much to the surprise of the cashier! I haven’t seen any press mentioning them but I tried it and it worked!

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