3 Good Reasons to Use Samsung Pay Cory Gunther03/29/2016 Samsung Pay is available on all carriers in the United States, and for anyone with one of Samsung’s flagship smartphones released in 2015. Not to mention the new Galaxy S7 and Galaxy S7 Edge. Now that it’s available on all carriers and works with multiple devices, here we’ll be sharing three good reasons why owners should use Samsung Pay. If officially became available in late September of last year, launching alongside the Note 5, but not works with multiple devices, banks and more. Users will need a Galaxy S6, Galaxy S6 Edge, Galaxy Note 5, Galaxy S6 Edge Plus, or the new Galaxy S7 and S7 Edge to enjoy it. Not to mention a supported bank or card.Advertisement Read: Samsung Pay vs Android Pay: What’s The Difference Between Google Wallet, Apple Pay, Samsung Pay and now Android Pay, not to mention LG working on its own version, wireless mobile payments are here to stay. For those who’ve yet to try it, here are a few reasons why I use Samsung Pay, and why it’s worth recommending to those with a capable Samsung smartphone. Advertisement Samsung Pay was first announced during the Galaxy S6 announcement in early 2015, but wasn’t released until September after a short beta. Apple Pay had a one-year lead on Samsung, but it doesn’t work nearly as well. Not to mention only at select few new retail stores or update payment terminals.Advertisement In fact, we recently wrote an article on why we doesn’t use Apple Pay, and stated some good reasons for avoiding it. However, Samsung Pay works similar in one way, yet completely different on another, which is why it’s the opposite and actually worth using. Here’s a list of supported devices, carriers, banks and credit cards. Update: In late 2015 Samsung added support for Chase and Mastercard, two huge partners that will allow millions to enjoy Samsung Pay. Then in December added gift cards, additional features and improved the user interface. Then of course it also works with the new Galaxy S7 and Galaxy S7 Edge. On March 29th, Samsung announced 15 new Banks or Credit Unions now support Samsung Pay as well. Making it one of the most readily available wireless payment systems around. If you have access, read on to see why it’s worth using.Advertisement Safe & Secure All six Samsung smartphones that work with Samsung Pay feature the latest cutting edge technology in terms of security on a smartphone, not to mention fingerprint scanners for enhanced security. Samsung has promised to release monthly security updates, like Google, to further keep its devices safe for the long haul. Between users needing a fingerprint to actually use Samsung Pay to make wireless payments with their phone, to all the security measures in place are why it’s safe to use. Here’s what Samsung has to say about security: “your purchases remain yours alone. Samsung Pay uses several layers of security. It keeps your payment information separate and doesn’t store or share it, so you can pay without worry.” Samsung Pay doesn’t store or share payment or credit card information, making it safe to use, not to mention the multiple layers of security are in place to keep it safe from hackers trying to steal card numbers and other information. Yes part of the technology behind it was hacked last year, but it didn’t compromise Samsung Pay in any way. In fact, it’s believed the reason behind it was to try and steal the technology used, which brings us to our next and biggest reason to use Samsung Pay. Samsung Pay Works Almost Everywhere Unlike Apple Pay or Android Pay, Samsung’s method works almost everywhere. In fact, it’s accepted everywhere that accepts Apple Pay, and any location or payment terminal you can swipe your credit card. Which, as you all know, is almost everywhere. Samsung states nearly 95% of all retail stores in the United States.Advertisement Samsung Pay uses both NFC and MST (magnetic secure transmission) to make wireless payments. All a user needs to do is tap their phone to the payment terminal, touch the fingerprint scanner for authentication, and you’re all done. This is done with NFC, but it’s also backwards compatible with all swipe-based magnetic payment terminals. Meaning anywhere you can swipe a credit card, you can use Samsung Pay. If NFC “Apple Pay style” isn’t accepted, it uses the magnetic signal that is sent when swiping a debit/credit card, and completes the transaction the same way. It’s fast, easy, and secure. Advertisement Apple and Google both use NFC, which is Near Field Communications. Meaning that select locations around the US like Starbucks, vending machines, retail stores and others need to have updated payment terminals inside their stores for it to actually work. Devices with the “Paypass” or “Apple Pay Accepted Here” signs you’ve probably seen like the one above are required. As a result many places don’t accept Apple or Android Pay, making it useless for those with an iPhone or recent Android devices. This is key. Samsung Pay works at all those places, as well as everywhere else you can swipe a credit card. Making it extremely convenient unlike any other mobile payment service on the market. I’ve made payments at stores that don’t accept Apple Pay, like Walmart, and the cashiers constantly tell me, “Hey, that doesn’t work here”, and are shocked (amazed) to see it goes through. The responses I’ve received are everything from confusion, amazement, to curious and full of questions. Easy to Use And finally, Samsung Pay is extremely simple to use. So much in fact that once it’s setup users don’t even have to turn on their phone to make payments, which is one of the many reasons it’s so simple, and I use it almost every time I go out. Setup takes less than a minute and consists of installing the Samsung Pay app if it isn’t already installed, and then using the camera to capture and save your credit or debit card. Users can also enter the information manually. Once done, you’ll never need to use the Samsung Pay app again. Although there are free gift cards and other incentives in the “announcements” part of the Samsung Pay app. Give it a look. Slide up on the home or lockscreen to instantly launch Samsung Pay Once done simply swiping up from the bottom of the screen (even while the phone is turned off) will initiate Samsung Pay. Users will be instructed to pay with their fingerprint, and then just hold your phone up near the terminal or NFC reader. It takes less than two seconds, and you’re all done. The transmission is secure, and doesn’t go very far so hackers can’t collect the information. Users can swipe up while the phone is off, or turned on, right from the homescreen or even the lockscreen. There’s a persistent little tab on the bottom (shown above) making it quick and easy. This can also be removed if users would like, but then you’ll need to open the app before making payments. Samsung’s phones can tell which signal is required, and there’s no difference in the process or timing whether it’s NFC or MST. It just works, and works very well. Users can also swipe through a list of cards if more than one has been added, which is also a swipe and fingerprint tap away. There’s no finding a card in your wallet, digging through a full purse, or hoping the location works with Apple Pay. Just pull out your phone, swipe, tap and pay. Samsung plans to add additional banks, cards and more features in the near future. We’ve seen a lot added over the past few months, like royalty and gift cards, and they aren’t slowing down anytime soon. We’re still waiting for Capital One, and many other big groups, but it’s only a matter of time. With the Galaxy S7 being increasingly more popular than ever, expect more to jump on Samsung pay soon enough. It’s the best wireless mobile payment method available. It’s fast, secure, safe, and more importantly easy and works almost everywhere. On an ending note, Samsung Pay doesn’t work at gas pumps or ATMs, but that’s about the only limit users will run into. If you have a capable device and a supported bank or card, we’d suggest giving it a try today. You’ll be glad you did. It works amazingly well on my new Galaxy S7 Edge.