You Need a Budget
You Need a Budget is more than just a statement about why you are reading this guide of the best budget apps for 2020. You Need a Budget is a budget system that helps you create a budget that you can follow.
YNAB, or You Need a Budget, focuses on four rules to help you get your life in order with simple changes. Give every dollar a job, plan for infrequent expenses, roll with the punches if you overspend and learn how to live on last month's income.
With these four rules you can skip the pain of a budget and focus on building a better financial life using a budgeting app that works for you.
In addition to helping you budget there are classes that you can watch online to help get started, free with the service.
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