The Best Budget Apps for 2020

GoodBudget

GoodBudget is a digital envelope budget system that helps you manage your finances using the envelope budgeting method without carrying around a stack of envelopes when you need to make payments. It's an envelope budget for the digital age.

Instead of trying to reconcile envelopes with a spouse later, your budgets sync across all of your devices from iPhone to Android so everyone knows where money is going. The app can help you learn how to save for big purchases and actually put that plan into place so you can save for a vacation or a new car.

GoodBudget is available on iPhone and Android as a free app, and there is a Plus subscription for $7 a month or $60 a year. The subscription delivers more envelopes, budget history, accounts, and devices. You can also pay monthly for $5.99.