Don't Wait If You Can't Afford It
Google's Pixel 3 and Pixel 3 XL are expensive phones. The bigger model is nearly $900, or more, and most phones in this category have a similar price tag. They're not cheap.
That being said, if you can't afford that or you're pushing your budget already, don't wait for the Pixel 4 XL. We say that because if it follows the trend we've seen the last few years, it'll be an expensive phone. One leak claims it'll be $100 more than the Pixel 3 XL, which was already overpriced in my opinion. For those keeping track, that means the 64GB Pixel 4 XL could cost $999.
Instead, just get the Pixel 3a XL.
If Google packs in a bigger cutting edge screen with no bezels, dual speakers, multiple cameras and improves on the Pixel 3, it'll easily cost more than previous years. Phones continue to get more and more expensive, and it'll be no different this year.
However, it'll probably be more affordable than the iPhone 11 or the Galaxy S10+. So, if you don't want to spend too much money, the smaller Pixel 4 might be a decent middle ground.
The Galaxy S10+ starts at $999, and we're hoping the Pixel 4 XL stays around $899, but who knows at this point. Either way, they're expensive.