If you still need to pay your 2014 taxes you don’t need to write a check or go to the post office. For just $3 or less you can pay your 2014 taxes online before the end of the day on April 15th and avoid penalties. There’s even a free online tax payment option if the system is up.
You can pay taxes online for as little as $3. That’s cheaper than mailing the check to the IRS with Certified mail and signature confirmation. You can also make an online payment to the IRS after the local post office closes.
If you pay the IRS directly from a checking or savings account there are no fees. Many users will want to avoid paying the IRS with a credit card because there is a 1.87% or higher fee to make the payment. Instead of using a credit card you can use a debit card to pay your taxes online for less than $3.
Here are the options you need to be aware of if you want to pay taxes online. The first option is a free from the IRS and requires a direct connection to your savings or checking account.
Pay Taxes Online for Free
If you use IRS DirectPay to pay your estimated taxes online and choose the Extension option you don’t need to File an IRS Form 4868. The service does warn, “If you are a fiscal year taxpayer, you must file a paper Form 4868.” You can learn more about how to file a tax extension and e-file it if you need to use that option.
The IRS DirectPay online tax payment option also works if you need to pay the IRS for taxes due even if you already filed your taxes online. You’ll ned to know the routing information for your bank and checking or savings account.
You’ll need to pay before the service goes down at 11:45PM for maintenance. Unfortunately the IRS also warns,
“This site is experiencing technical difficulties so you may have difficulty verifying your identity. If you do, you can visit the Make a Payment page for alternative payment methods or come back later and try again. Note that your tax payment is due regardless of IRS Direct Pay online availability. We apologize for the inconvenience.”
The video below outlines some of the online payment options from the IRS and third-parties.
Pay Taxes Online for $3 or Less
You can pay taxes online for less than $3 using a debit card. This is a handy way to pay your taxes online without worrying if you entered the right information for your checking account on the IRS DirectPay. It is also good if the IRS DirectPay service is down when you need to pay.
Read: How to File Taxes Late
You can pay your taxes online by credit or debit card at six independent companies. These are not part of the IRS and they do charge a fee, but if you need to make a last-minute payment the debit card fee is very reasonable. Credit card fees are a percentage of the payment, and can add up quickly. If you pay your taxes online with a debit card the flat fee is less than $3 at most of the IRS approved payment vendors.
- PayUSAtax.com – $2.79
- ValueTaxPayment.com – $2.49
- OfficialPayments.com/fed – $3.50
- ChoicePay.com/fed – $2.75
- Pay1040.com – $2.59
- Businesstaxpayment.com – $2.59
You can use these options to pay your taxes online, pay your estimate taxes online and file the equivalent of an IRS Form 4868 online through services like PayUSATax.