Download the best budget app to help you save money, budget for upcoming expenses, and also avoid the fines. We’ve used these apps to avoid paying overdraft fees, pay down debt, and build our savings, and you can too. Getting in control of finances is incredibly important this year as the world changes. While there are a lot of relief programs, you need to put in the work. Using your phone to keep you on track makes it easier than ever to create a budget and stick to it.
Finding a good budget is no small task, but with these budgeting and money apps for iPhone and Android, you can keep your finances in check for 2020 and beyond. You can use these budgeting apps to turn your iPhone or Android into a personal finance advisor that can help you know when to spend money, identify where you waste money.
The best personal finance apps automate much of the process and help you quickly learn habits and alert you to costly money mistakes before they happen.
Best Budget Apps for 2020
- Mint Budgeting App
- Dave Ramsey EveryDollar
- Honeyfi Budget app for Couples
- PocketGuard Budget App
- You Need a Budget
- Digit bot
- Credit Karma
- Why You Need a Budget
If you prefer to earn more money instead of budgeting or have already maxed out your budgeting powers, check out the best apps to make money to start earning money on the side right now. Some of them will let you start making money working from home or while you do things you already need to do anyway. As you work on a budget, check out the best apps to save money, which will help keep more money in your wallet.
The best budget apps for 2020 focus on helping you find you spend your money without manually logging every purchase. You can connect most of these to a bank account to automatically see where you spend money, get alerts for bills and see how much money you have left for a specific item or area of your budget.
Most of these best budgeting apps are free to use, and those that aren’t totally free, are often much less than you would spend on one bank fee. One of the options is $84, but it is a tool that many users swear by.
Mint Budgeting App
Mint is one of the best budget apps because it takes the hassle out of making a budget. You connect the Mint app to your bank and the app can use your details to help create a personalized budget. We love this budget app because it can help you quickly identify where you are spending your money, so you can see where to trim your current expenses as you make a budget.
It's a very easy app to get started with, so you can take the hassles out of starting a budget for 2020.
The Mint app uses the same security as banks and the team behind this service also makes TurboTax and Quicken, so you can trust that they take all possible steps to secure your accounts and your data.
Mint will send you alerts to unusual charges and helps identify tips customized to your spending that can help you reduce the money you spend on fees and on other bills. Mint also includes your credit score, so you can see a big-picture view of your budget and your personal finances. The base subscription is free, but there is an optional in-app purchase of Mint Live for $24.99.
With the Mint apps for iPhone, iPad and Android you can see your budget anywhere and there is also an online component to look at from your computer and a bill pay component to help you manage and pay your bills in one place.