Send a Friend Money With Your Apple Watch
You can send cash or ask for cash from your Apple Watch using Apple Pay Cash.
Apple Pay Cash is a new service from Apple that lets you send money from a debit card to someone else who has an iPhone or Apple Watch and when you get the money you can transfer the money to your bank or use it like a credit card.
You'll need to set up Apple Pay Cash on your iPhone to start using this service, but once that is done you can quickly send money. Open up a message on the Apple Watch and then scroll down until you see the Apple Pay option. Tap on it and then choose an amount.